Tad Hunt owns OnPoint Insurance Group, an independent agency on North 1680 East in the Foremaster Drive corridor of St. George. The address sits in a small professional cluster on the city’s east side, the kind of low-rise office park that fills in alongside specialty CPAs, financial advisors, and mid-sized commercial offices.
What independent actually delivers
OnPoint represents multiple carriers including Nationwide and Travelers — both confirmed through the carriers’ own appointed-agent listings — and operates fully independently rather than as a captive single-brand office. The structural difference shows up in commercial lines specifically: a contractor in Hurricane shopping general liability and workers’ comp benefits from an agent who can write the policy with whichever carrier prices it best for the actual risk profile, rather than being routed into one national brand’s pricing model regardless of fit.
Personal and commercial both
Day-to-day coverage runs across personal lines — auto, home, umbrella, watercraft for the Sand Hollow boat owners — and commercial lines for the small-business book that defines a meaningful share of the local economy. Contractors, restaurant operators, retail owners, professional offices: the independent-agent structure lets the agency match each to whichever carrier suits the specific risk.
Disclosure
The agency’s site is current, the owner is publicly named, and external carrier listings confirm the agency’s standing. Producer license verification through the Utah Insurance Department is straightforward.
A Foremaster-corridor independent
A St. George independent insurance agency with a named owner-broker, current carrier appointments, and a clean independent structure is exactly the kind of profile the 435 register surfaces well. Southern Utah small-business owners who need genuine carrier choice rather than a single-brand quote get a real candidate in the file.